Offering retirement benefits to your employees just got easier. Nowadays a solid retirement plan can mean successful employee recruitment and retention.

PensionTrend specializes in helping organizations offer retirement programs to their employees. As a third-party administrator, tasks such as recordkeeping, determining eligibility, keeping track of account balances, completing tax returns and issuing distributions are all removed from your to-do list. We work directly with your employees to coach them on the right choices for their individual circumstances. In other words, we manage your retirement plan business so you can manage your business.

How to Maximize Your Financial Future

Plan. You need to begin planning for your financial future today. The earlier you begin, the easier it will be for you to reach your retirement goals. Here are some tips on planning for your financial future and maximizing your retirement benefits:

• Contribute to a tax-deferred retirement plan. If your employer offers a tax-deductible deferred compensation plan, such as a 401(k), 403(b), or 457, take advantage of it. Try to invest as much money as possible from your regular income BEFORE you spend it on anything else.
  
• Eliminate retirement plan loan balances. If you have taken a loan from your retirement plan, pay it back to eliminate it as soon as possible. 
  
• Review Social Security benefits. The Social Security Administration forwards all employees a summary of their Social Security benefits annually, a few months prior to the employee’s birth date. Review this; it contains important information concerning your accrued benefits and death benefits. You may contact the Social Security Administration at 1-800-772-1213 or visit www.ssa.gov for additional information.
  
• Consult with a professional at PensionTrend Investment Advisers, LLC. We highly recommend you take advantage of our affiliation with PTIA, both upon entry into the plan and routinely as you near retirement. To learn more about PensionTrend Investment Advisers, LLC and its services, go to www.PTadvisers.com.

Securities offered through Cambridge Investment Research, Inc. a registered Broker/Dealer, Member FINRA, Inc./SIPC. Investment Advisory Service offered through PensionTrend Investment Advisers LLC, a Registered Investment Advisor. Cambridge Investment Research, Inc. and PensionTrend Investment Advisers, LLC are not affiliated.

PensionTrend Investment Advisers, LLC is a Registered Investment Advisor registered with the Securities Exchange Commission. This website is for information purposes only, and does not constitute a complete description of our services or performance. The information contained in this website is not a solicitation to sell securities or investment advisory services where such an offer would not be legal. Information on this site, whether charts, articles, research papers or any statement regarding market or other financial information is obtained from sources we believe to be reliable. Finally, past performance is not a guarantee of future performance.